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Insurance

Insurance provides an essential form of security.

In the event of a serious accident or natural disaster, an insurance policy can allow an individual or a business to avoid financial disaster or ruin. But all too frequently, an insurer’s responsibility to cover a claim or an insured’s claim to coverage is a divisive issue.

Resolving these disputes can be both costly and time consuming. Consequently, the attorneys at KRCL focus on minimizing the impact of insurance claims on our clients while aggressively moving disputes forward without delay or unnecessary expense.

Our attorneys have a broad range of experience representing insurance companies, self-insured entities and insureds in a variety of matters. Our attorneys routinely provide analysis of insurance coverage issues involving:

Commercial general liability
Construction
Errors and omissions
Fidelity
Directors and officers
Homeowners
Automobile/business auto coverages, including uninsured/underinsured motorists
Commercial and personal policies
Excess and surplus lines

We also aggressively defend complex first-party claims, declaratory judgment actions, insurance code violations, deceptive trade practice disputes and bad-faith/extra-contractual related litigation.

KRCL attorneys have successfully provided insurance-related legal services to a wide variety of insurance carriers and insureds, involving:

Coverage opinions and analysis of the duty to defend and the duty to indemnify
Preparing and analyzing Stowers settlement demands
Preparation of reservation of rights letters on behalf of insurance carriers
Response to reservation of rights letters on behalf of insureds
Declaratory judgment actions on behalf of carriers and insureds
Environmental coverage analysis and litigation
Deceptive trade practice actions
Disputes concerning excess and umbrella carriers
Texas Insurance Code Violations
Bad-faith and extra-contractual actions
Disputes involving surplus lines and unadmitted insurance carriers
Errors and omissions coverage analysis and litigation
ERISA litigation
Directors and Officers coverage analysis and litigation
Serving as monitoring counsel for excess carriers on catastrophic injury and other liability matters
Subrogation litigation
Employment Practices/EPLI